What Is the Current State of House Building Planning Permissions in the UK?

This is of course of interest to the approximately 1 million households that are waiting for affordable and well-located homes – near their place of work – and to property fund managers as well. They are the investors who most often make a change of use request.

District planning authorities have, as of the end of June 2014, granted changes to 170 applicants out of 200 decisions made (with 42 applications still pending, as of November 1 2014), according to statistics supplied by the Department for Communities and Local Government (DCLG). This relatively high proportion of approvals, 88 per cent, might indicate a relaxed approach to authorities’ review and scrutiny of such applications. But this proportion of applications-to-approvals has remained relatively constant since before the financial crisis of 2008. Such approvals range between 81 per cent (Q1 2008) to 89 per cent (Q2 2013).

The numbers of applications – indicating effort on the part of real estate developers and their financiers – have varied a bit more. The highest number of applications made per year since 2004 was 689, in 2004/2005, dropping notably by 2009/2010 to 466 applications and to 454 applications by 2012/2013. In the 2013/2014 fiscal year, that number is up only slightly to 472.

These middling numbers since 2008 suggest several things. One is that the economic recovery has been slow, and that perhaps all efforts toward localism in the shift of authority to LPAs (versus regional and national planning) have not changed the landscape all that much. The Government schemes to make home buying more affordable have had a noticeable effect on the number of home sales, but this may be expressed more frequently in the purchase of existing homes that require no planning authority involvement. รับสร้างบ้านสระบุรี

The statistics get a bit more interesting and perhaps meaningful when broken down by the sheer numbers of dwellings and change of use. Some highlights from DCLG reports include:

• Most dwellings – Planning authorities have ruled on hundreds of homes in several standout locations include Cornwall (1,615 dwellings), Wandsworth (1,087 dwellings), Kensington and Chelsea (897 dwellings), and Cheshire East (503 dwellings).

• Most change of use – All told, the LPAs granted 23,884 use designation changes in 2013/2014. But this number includes changes to residential as well as to retail, offices, light industry, general industry, storage, distribution and a handful of Traveller caravan pitches. The largest numbers of change of use applications granted were Leeds (379 applications), Birmingham (275 applications), Liverpool (239 applications), and Leicester (207 applications). What should be noted is that the City of London granted only 67 such changes of use, which perhaps illustrates how the heavily built environments simply have less land to convert to an alternative use.

• Time required to grant a change – Much has been made of speeding up the application process, which may have been accomplished in the 2013/2014 year. Of 472 applications received in this time frame, 71 major applications were decided upon in 13 weeks or less, up a bit (from 57 and 58 in the preceding two years). Developers and their investors, many working through such instruments as real asset portfolio investing, prefer an expedited process such that they can get a faster return on their investment.

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3 SEO Techniques To Rank First In Search Engines

SEO or search engine optimization is a marketing strategy that is aimed to drive traffic into a website. The idea here is to land a specific website at the top of search engine results. There are a lot SEO methods being used by experts today and all of them require the right tools. If you are thinking of doing your website’s SEO campaign on your own, it is important that you learn about the different methods available so you can choose the right tools to help you. However, you first need to decide how you want your business to be marketed to consumers and how wide of a reach you want your clientele to be.

What is Local SEO Marketing?

If you own a startup online company, you may want to think about first launching your business locally before you hit the international market. This is so you can learn the ropes for running an online business thus eliminating the risk of you becoming overwhelmed with various tasks and responsibilities. Of course, you would need to do some local SEO marketing to get your products or services out there.

Local SEO marketing is not as complicated as a full blown SEO campaign nor is it as expensive. You see, launching your website on a global platform will require a lot of research on your target market thus the need for more advanced tools and additional resources will arise. However, keep in mind that you would still need to learn about the different types of local SEO marketing strategies and conduct an adequate amount of research to learn what your target market want and need. This will allow you to determine the content for your site as well as decide on the best SEO method to use for your business.

If you don’t have the time or the energy to study local SEO marketing and conduct research, the best option is to hire an SEO expert. Yes, you would need to pay for their services but the main benefit is you will be able to maximize your business’ full potential in the local market. Aside from that, you can expect faster ROI when the website of your company is optimized right from the beginning.

The Importance of Local SEO Marketing

You may be wondering why you should consider having your website search engine optimized when you’re only after the local market? The truth is, running an online company is a lot different from operating a physical establishment. You see, physical establishments require less marketing because for one, this type of business is easily noticed especially when the store is located at a prime location. Two, satisfied customers can spread word about a particular brick and mortar shop if they were satisfied with the service.

An online shop on the other hand, is situated in the vast world seo  of the internet where no one really hears about it until a adequate amount of clientele has already been established. Aside from that, URLs are not very easy to remember so even if past customers recommend a specific company, the chances of them actually remembering the site’s address can be slim. Through local SEO marketing, this risk is eliminated because banner ads, niche articles, and press releases have backlinks that will redirect to the site that is being advertized. The more people clicking on these links, the higher the site’s ranking in search engine results will be.

Aside from that, local SEO marketing will limit the audience to your site to your advantage. When a potential customer types in your business’ niche on their search engine’s search bar, you can be sure that your site will be included in the list of results because it has been optimized in way that will allow algorithms to recognize your site as part of this niche. Lastly, local SEO marketing will allow you to always make sure that your business is always at the top of local search engine results because the list of other companies that you would have to keep tabs on will be narrowed down to those that are in direct competition to your business.

How to Choose a Local SEO Company

If you have decided to hire a team of experts to do your local SEO marketing campaign, it’s time to look for the best company to work with. With the help of a search engine, you can easily land a list of companies that are worth looking into. Making a choice as which one to hire however, can be a little confusing because of the numerous companies available. To avoid getting into such a predicament, you need to know what to look for.

First of all, you need to make sure that the company you are thinking of hiring does not utilize unethical SEO methods. While unethical SEO methods can bring in positive results in a short amount of time, this puts your website at risk for getting banned by search engines when their algorithms find the anomaly. Most companies will tell you what methods they will be using to SEO your site but be wary of those that promise to bring your website to the top of search engine results in only a matter of days. White Hat SEO strategies can take a couple of weeks before you see your site rank at the top. However, a significant amount of improvement can be seen.

The next thing that you should look at is of course, their rates and packages. Some local SEO marketing companies offer customized packages for their clients and these are highly recommended for startup online businesses. Lastly, take a close look at their portfolio before you decide to hire. Make sure that the company of your choice has experience in optimizing the websites of businesses that are similar to yours to ensure that they know what they are doing. This will ensure that less time will spent on discussing a possible plan because they pretty much already know what to do.

In the last few years, SEO has grown simultaneously with Internet. Currently, there are several competent online marketing services that provide clients with proficient SEO services. However, the competition is tough, and as a result of this, you can find a wide spectrum of services and skill-sets that are provided by different companies. Starting right from individual consultants to reputed web marketing firms, the range of services is vast. Therefore, it is not going to be easy for you to find a good SEO company for your website, especially if you are not familiar with this service and its market.

But, this task can be less tedious if you know what questions you should ask your SEO manager. A little homework from your side can make your task a lot easier. Go to the Internet and get some basic information on SEO, and when you’re talking to an SEO manager, ask him the following four crucial questions because the questions would not only enhance your knowledge bank, but would also reveal the person’s as well as the company’s competence.

What’s your industry experience?
Experience matters a lot, and when you pay heed to this factor while recruiting employees for your firm, then why not do so for hiring services? In fact, this is the first question that you must ask the concerned SEO manager. However, one thing that you must keep in the notice is that it is not just the company’s experience that matters. Knowing the industry experience of the SEO manager is equally important because after all he’s the one who would be handling your projects.

Further, the competence of the SEO manager would show the competence of the company as he’s the representative. Ask him about various complexities involved in SEO projects and how he and his team would solve them. Ask complex questions and try to check his basics. A good SEO manager would not only provide apt solutions to your queries, but he or she would also tell you about the latest techniques that can be profitable to you. If the person is able to provide you with all these information, then he or she has, indeed, got vast industry experience.

Can I get details on Keyword Research?
Keyword research isn’t simply a service. It’s a necessity for your website and plays a decisive role in increasing its ranks and making your SEO campaign successful. Therefore, get every detail you can on this one. Right from the method of keyword search and tools used to select and use keywords, learn every single thing. Ask questions on how the service proceeds. Ask the SEO manager about the benefits of having keywords and how keyword research can be effective for your site.

Can you show me case studies?
Example always strengthens a definition. Similarly, case studies strengthen clients’ trust on a company. Ask your SEO manager to provide you with case studies. Inquire about case studies that are relevant to your project. If an SEO manager can furnish you with case studies that give you all the required information then it would be a strong evidence of the capabilities of the company, the person in-charge and his team to fulfill your requirements. The case studies would also serve as the success stories of the company and would help you to have more confidence.

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Online Casinos – A Experience

Playing casino games on an online casino is easier than expected. Right from user registration to opening a money account, the processes used by these online game joints are simple, quick and can be completed from either a PC, or laptop. All you need to make money is to make a minimum deposit and wish for lots of luck.

I had seen ads for online casinos flashing on almost every website I visited but I did not venture to try them out until my friend Susan recommended it to me. We had once spent a weekend in Vegas where we enjoyed playing the casino สล็อต slots and table games. Hence, she was surprised to find that I had not yet tried playing on the online casinos. When I said I wanted to try it but could not download it at my workplace, she told me about sites that did not require any software to be downloaded.

One Saturday morning, when I had some time to spare, I found some of the online casinos in cyber space and was pleasantly surprised to find how easy it was to start playing. The first step I had to take was to register and get a guest account that I could use to play free casino games. I read the guide and figured out how to play at the casino slots online. They were similar to the real slot machines I had played on in Vegas and featured several options from the original 3 reel 3 line machine to a 5 reel and 9 line machine. One spin and I was hooked. The bright colors and the animation created the feel of a real casino.

After a while I headed to the table (only I did not have to walk!) and played some video poker, and roulette. By this time, I was comfortable with the way the online casinos worked and was itching to play a round of blackjack. However, on reading the reviews I realized that blackjack was not on the list of free casino games, which meant I had to play for money.

I opened a real money account using NETeller, made a deposit of $100 in my account to start with, and headed to the blackjack tables. There were tables with different limits, some for small gamblers and others for high rollers. I started playing with a single hand initially and then graduated to three hands in a game. After I doubled my money with a risky bet, I decided to explore some other games on the online casinos and was surprised to see the numerous options available.

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Microgaming and the History of Online Gambling

In New Zealand, gaming operators are required to donate 7% of their profits to community initiatives across the country. The system is one of the most beneficial in the world, providing more money to community projects than most other gambling markets. The money gathered from gambling operators is used to fund a wide range of projects, including sports, arts, health and education initiatives. Many of the donations from gambling grants go back into the communities in which they were raised.

Gambling operators donate their money to a wide range of Gambling Trusts across the country, such as Pub Charity and The Lion Club. Community groups and organizations then apply to these foundations for funding. Operators do not directly handle donations in order to avoid conflicts of interest.

The proceeds donated by gaming clubs provide the most significant source of community funding for not-for-profit organizations across New Zealand. Gambling grants make a more significant impact on community efforts than any other financial resource in the country.

Over the course of the last year, The Lion Foundation donated more than $53 million to 4175 charities and community efforts across New Zealand. In its 26 years of operation, the foundation has awarded over $590 million in gambling grants. Last year, sports received the most amount of funding with $20.5 million, followed by community efforts which received $16.1 million. Health and education both received over $8 million. 918kiss

This year, Pub Charity donated $24 million. Sport and community, yet again, received the most funding with sports clubs receiving $7.6 million and community efforts receiving $6.9 million. Education and Health Services received $4 million and $3.3 million, respectively. Emergency services received $1.9 million.

Unfortunately, funds derived from New Zealand online casinos and other online gambling websites are not used to help community efforts in the country. This is because offshore gaming websites are not regulated by the New Zealand government. Politicians are currently reviewing the Interactive Gambling Act, however, and the regulation of international gambling websites is not entirely out of the realm of possibility.

A common worry among organizations requiring funding is the possibility of receiving funds from problem gamblers. However, The Lion Foundation assures that gambling is not a detrimental activity for New Zealand residents. The foundation quotes the Department of International Affairs, which states that “gambling can be a harmless entertainment activity from which people can derive personal enjoyment and which provides other positive social benefits”.

The credit card companies lobbied for laws governing online gambling with credit cards, although one would think that people would be the ones hesitant to their credit or debit cards online.

The main reason behind the shift in laws is that too many people have made it a habit to create debt that they cannot repay. Lawsuits have pardoned the debt, paid lawyer fees in full and left credit histories untouched. This is good for the people in debt, but bad for the credit card companies who end up losing a lot of money.

Response from Credit Card Companies

Charge card companies have decided to exact stricter regulations regarding credit balances by amending the terms and conditions surrounding receiving a card. Now you find higher interest rates incurred for particular transactions, so hopefully the user thinks twice before creating debt in certain ways.

Avoiding Financial Difficulty

Many people struggle with gambling addiction and online gambling with charge cards make it easier to spend large amounts of money than when gambling at a land-based casino. Many land-based casinos even advise players to leave their cards at home, so that they are not tempted to spend more than they can afford. Visiting online casinos makes this discipline even harder because generally you access these games from home. It is best that you then have someone you trust take responsibility of your credit and debit card while you play so that you do not end up making rash decisions regarding your money.

What Does the Law Say?

Some countries and states have designated areas where gambling is legal and those where it is not. This means that you could easily be breaking the law when pursuing online gambling with credit and debit cards. Online gambling is already illegal in the United States of America and this has led to interesting convictions in courts whereby credit card companies are being persecuted for allowing the activity to take place instead of the player for gambling online.

No More PayPal

You can no longer use PayPal as a direct payment option for online gambling and the majority of accredited online gambling sites have removed any mention of PayPal. This means that players do not have the option of transferring money from their MasterCard or Visa to PayPal accounts in order to gamble online.

Credit institutions each have their own policies regarding online gambling with credit cards and it is best that you familiarize yourself with those that apply to you and your credit card company. American Express, for instance, offers credit services managed independently from other banking institutions, while MasterCard and Visa is affiliated with many different banks around the world.

If you still want to use your credit card for online gambling, some casinos have developed a method that bypasses PayPal and the credit card bans against online casinos. Simply put, you use your credit or debit card to buy a “gift card”. You then use the gift card in the online casino, and MasterCard, Visa or other card company sees a purchase for a gift card

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